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What's the best spending tracker widget for iPhone?

Steven Zhang · October 17, 2026

Short answer: If you want one number, what you spent today, this week, or this month, Big Numbers is made for that: its widgets show a single total on the Home Screen or Lock Screen. If you want widgets for budgets, net worth, or recent transactions, Copilot Money and Monarch offer more widget types. YNAB's widgets show category balances, and Rocket Money's iOS widget needs Premium.

Widgets compared

App What the widgets show Lock Screen Cost to get the widget
Big Numbers Daily, weekly, or monthly spending total. Available on iPhone in the US and Canada. Connects to 19,000+ US banks. Yes Free download, $0.99/week
Copilot Money Daily Spending, Spending Category, Budgets, Net Worth, Credit Card, Account, Recent Transactions, Transactions To Review Not listed on Copilot's widget help page $13/mo or $95/yr, 1-month trial
Monarch Money Budget, Transactions, Investments, Receipt Scanning Not listed on Monarch's widget help page $14.99/mo or $99.99/yr, 7-day trial
YNAB Category balances Not listed on YNAB's widget help pages $14.99/mo or $109/yr, 34-day trial
Rocket Money Spending and account details Not listed; the pricing guide describes a Home Screen widget Premium only (choose your price, about $7 to $14/mo)

What to look for

  • One number or many. A single total is fast to read. A budget ring or transaction list tells you more but takes longer.
  • Lock Screen support. A number on the Lock Screen is the quickest check. We only claim Lock Screen support where the official pages say it.
  • What it costs. Some apps put widgets behind a premium tier.
  • Face ID settings. Copilot notes that on iOS 18, its widgets can't be added when Apple's "Require Face ID" is on for the app.

Who should pick Copilot or Monarch

  • You want a budget ring or net worth on your Home Screen.
  • You want several widgets for different things.
  • You already want a full finance app.

Who should pick Big Numbers

  • You want one large number and nothing else.
  • You want to switch between today, this week, and this month.
  • You want it on the Lock Screen.

Big Numbers is a free download on the App Store, with an in-app subscription of $0.99/week. A separate read-only Grok connector is billed on its own Subscribe plans.

FAQ

Which budgeting app has the best iPhone widget?

It depends on what you want to see. For a single spending total, Big Numbers. For budgets and net worth, Copilot Money or Monarch have more widget types.

Is there a widget that shows how much I spent today?

Yes. Big Numbers has a daily total widget. Copilot Money has a Daily Spending widget that compares your spending to your budget.

Can I put my spending on my iPhone Lock Screen?

Big Numbers supports Lock Screen widgets. Copilot, Monarch, YNAB, and Rocket Money document Home Screen widgets. We did not find Lock Screen support on their official pages.

Is there a free spending widget for iPhone?

Rocket Money's iOS widget is listed as Premium only. Big Numbers, Copilot, Monarch, and YNAB are paid subscriptions with a free download or a trial.

Why don't my finance app widgets show up?

For Copilot, its help center says widgets can't be added on iOS 18 when "Require Face ID" is on. Other apps may have similar limits; check their help pages.

Sources

All accessed 2026-10-17.