What's a Rocket Money alternative if I just want to know what I spent?
Steven Zhang · October 17, 2026
Short answer: If you only want your spending totals for today, this week, and this month, Big Numbers does that on iPhone with nothing else in the way. Rocket Money is a better fit if you want a free tier, subscription cancellation help, bill negotiation, or an Android app. Rocket Money does more and can cost nothing; Big Numbers is a free download with a paid in-app subscription, and it does one thing.
At a glance
| Big Numbers | Rocket Money | |
|---|---|---|
| Main idea | Three spending totals | Subscriptions, bills, budgets, and savings |
| Price | Free download, $0.99/week | Free tier. Premium: you choose a price, typically $7 to $14/mo. Premium+: $15/mo. |
| Free tier | Free to download | Yes |
| Trial | Free trial mentioned on the App Store listing; length not published there | 7 days of Premium for new members |
| Platforms | iPhone only (iOS 26 or later) | iOS and Android. Web access is Premium only. |
| Availability | Available on iPhone in the US and Canada. Connects to US banks only. | Works with Plaid's bank partners |
| Bank connection | Connects to 19,000+ US banks | Plaid |
| Subscription tracking | No | Yes (cancellation help is Premium) |
| Bill negotiation | No | Yes, fee of 35% to 60% of first year's savings if it works (no fee on Premium+) |
| iPhone widget | Home Screen and Lock Screen | Home Screen, Premium only |
How they differ
Rocket Money looks for things to act on. It finds subscriptions, tracks bills, offers to cancel services, and can negotiate bills for a fee. Premium adds custom budgets, net worth, and automated savings. Premium+ adds an AI assistant you can text.
Big Numbers doesn't try to change anything. It adds up what you spent and shows it. No offers, no savings features, no alerts about bills.
Who should choose Rocket Money
- You want a free app to start.
- You think you're paying for subscriptions you forgot.
- You want help canceling services or lowering bills.
- You use Android.
Rocket Money wins on price to start, on breadth, and on platforms.
Who should choose Big Numbers
- You want a quiet app. Its App Store listing says no ads and no charts.
- You only care about the running total.
- You want a spending widget without paying for a premium tier inside a bigger app.
Big Numbers is a free download on the App Store, with an in-app subscription of $0.99/week. A separate read-only Grok connector is billed on its own Subscribe plans.
FAQ
Is there a free alternative to Rocket Money?
Rocket Money itself has a free tier. Big Numbers is a free download with a $0.99/week in-app subscription.
How much does Rocket Money Premium cost?
Rocket Money lets you choose your price. Its own pricing guide says this is typically $7 to $14 a month and may change. Premium+ is $15 a month.
Does Rocket Money have an iPhone spending widget?
Yes, but Rocket Money lists the iOS widget as a Premium feature on the Home Screen. Big Numbers is built around its widgets, which show your daily, weekly, or monthly total on the Home Screen or Lock Screen.
What is the simplest app to track spending without budgeting?
Big Numbers is built for that. It shows today, this week, and this month, and has no budgets or categories.
Does Big Numbers cancel subscriptions?
No. Big Numbers only shows spending. Rocket Money offers cancellation help on Premium.
Sources
All accessed 2026-10-17.
- Big Numbers home page: https://www.bignumbers.studio
- Big Numbers App Store listing: https://apps.apple.com/us/app/big-numbers-spend-tracker/id6744486423
- Rocket Money, "How much does Rocket Money cost?" (pricing guide): https://www.rocketmoney.com/learn/personal-finance/how-much-does-rocket-money-cost
- Rocket Money Help, "How much does Rocket Money cost?": https://help.rocketmoney.com/en/articles/2217739-how-much-does-rocket-money-cost
- Rocket Money home page: https://www.rocketmoney.com/